Appraisal services for Palmetto Bay and Miami-Dade County homeowners

The top reasons FL homeowners use Reliance Appraisals & Services, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Miami-Dade county's assessment of your propertyvalue
  3. Remove PMI to reduce their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a FL divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in FL

Own a house in or near Palmetto Bay, FL and need help determining the price of it?
Contact Reliance Appraisals & Services, Inc..

At Reliance Appraisals & Services, Inc., we understand the special needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Reliance Appraisals & Services, Inc. is seasoned in helping people just like you delete unwanted and unneeded PMI insurance.

Challenge Miami-Dade county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Reliance Appraisals & Services, Inc. is your strongest weapon.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Reliance Appraisals & Services, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for precision? Reliance Appraisals & Services, Inc. offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.